That’s Life

How to Stay Motivated When Debt Snowballing

For those unfamiliar with the term, a debt snowball is Dave Ramsey’s method of becoming debt-free. You pay off your debts starting from the smallest balance to the largest. Begin by making minimum payments (plus any additional money you can throw in) on the smallest balance. Once that debt is gone, use that money (plus […] Read more…

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My New Year’s Resolution of Becoming Debt Free in 2019 & How I Plan to Reach It

I can honestly say that I am the rule when it comes to New Year’s resolutions. I make a valiant effort at the beginning of the year, but eventually my enthusiasm peters out. I think the problem may be that my resolutions are too abstract. Last year I vowed to stop apologizing so much. The […] Read more…

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Coping with Illness

Having a close friend or family member diagnosed with an illness is one of those life altering moments. Anxiety, worry, uncertainty and fear are all emotions that attack at once. It’s an experience that can really test and expose what type of person you are. While there are no magic words of wisdom that change […] Read more…

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12 Simple Things That Make Me Smile

It’s Monday. The day of all days to be grumpy. While I, very fortunately, no longer have to trudge into a job on this unfairly detested morning, I remember the feeling very well. I worked a secretarial position that I absolutely despised for two years before pulling the plug and started fresh working from home. […] Read more…

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Tips for Saving Your First Emergency Fund

When I think back to the days of living paycheck to paycheck it gives me immediate anxiety. It’s funny to reflect and realize that I operated this way for years and never thought too much about it. Now, being on the other side (and having a child to care for) the idea of not having […] Read more…

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Why Date Night is Important

It may sound cliche, but I truly believe that a routine date night is a must for a healthy relationship. In the bustle of day-to-day life that includes going to work, taking care of the kids, cooking dinner, paying bills, watching that coveted tv show, and finding a few hours to sleep, staying connected with […] Read more…

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Spring Cleaning Out Your Closet

When you live in an 1100 square foot townhome with no garage, storage can be a challenge. In actuality, this is a blessing and a curse. I find sometimes that the more room you have to store stuff, the more stuff you will accumulate. Clutter is something that I don’t care for. If it’s not sentimental, […] Read more…

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What I Realized After a Day Without TV

As a work from home mom, I have the television on pretty much all day. The only time it goes off is when the baby is napping and I rush to my computer to get some work done. The ironic thing is that I’m not a huge TV watcher. I have a couple of shows […] Read more…

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Why Keeping a Budget Alleviates Stress

I’ll never forget the day that I officially decided to start a budget. I looked at our account online and realized that if all the bills cleared when they were supposed to, we would overdraft. My husband and I quickly canceled his birthday plans so we would get reimbursed for some tickets. That would keep […] Read more…

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