Debt Snowball

How to Stay Motivated When Debt Snowballing

For those unfamiliar with the term, a debt snowball is Dave Ramsey’s method of becoming debt-free. You pay off your debts starting from the smallest balance to the largest. Begin by making minimum payments (plus any additional money you can throw in) on the smallest balance. Once that debt is gone, use that money (plus […] Read more…

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My New Year’s Resolution of Becoming Debt Free in 2019 & How I Plan to Reach It

I can honestly say that I am the rule when it comes to New Year’s resolutions. I make a valiant effort at the beginning of the year, but eventually my enthusiasm peters out. I think the problem may be that my resolutions are too abstract. Last year I vowed to stop apologizing so much. The […] Read more…

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