Every new year is a fresh new beginning. Cliche or not, I love the feeling that January 1st brings. People are driven and ready for what life can offer. There’s an optimistic vibe resonating in an often negativity-driven world. We need this now more than ever…..thank you, ALL of the months in 2020. While I […] Read more…
Dave Ramsey
How to Stay Motivated When Debt Snowballing
For those unfamiliar with the term, a debt snowball is Dave Ramsey’s method of becoming debt-free. You pay off your debts starting from the smallest balance to the largest. Begin by making minimum payments (plus any additional money you can throw in) on the smallest balance. Once that debt is gone, use that money (plus […] Read more…
My New Year’s Resolution of Becoming Debt Free in 2019 & How I Plan to Reach It
I can honestly say that I am the rule when it comes to New Year’s resolutions. I make a valiant effort at the beginning of the year, but eventually my enthusiasm peters out. I think the problem may be that my resolutions are too abstract. Last year I vowed to stop apologizing so much. The […] Read more…
The Good Financial Advice I Accidentally Gave My Thirteen Month Old
I am an impatient person by default. I usually know what I want and I want it immediately. Instant gratification is my best friend. It’s a trait that I’ve learned to control more and more as I get older, but it definitely is a battle at times. As Lyla develops more of a personality, I […] Read more…